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Home Mortgage Loans

Home Mortgage Loans

Live life on your terms with a Casco FCU Home Mortgage Loan. Build, buy, or refinance your home with competitive rates and several financing programs, including FHA and VA loans.

Build, purchase, or refinance your dream home! We can help you get there with competitive rates and terms customized to you.

  • Low rates and convenient terms

  • Local experts help you love your home even more

  • All mortgage loan applications and inquires processed by CUSO Home Lending, a credit union-owned mortgage company based in Maine.

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Since we're right here in Southern Maine, our lenders are familiar with the local housing market — and all decisions are made locally. You'll receive our friendly service, as well as access to home buying programs and mortgage lending solutions to make the financing process go as smoothly as possible.

Details

  • Affordable funding for purchase, refinance, and construction

  • Competitive fixed and adjustable rates

  • Flexible terms (up to 30 years)

  • VA and FHA financing available

  • Construction Loans available

  • First-time home buying programs through MaineHousing

  • Personal, friendly service from start to finish

  • Local decisions made here in Cumberland County


CUSO Home Lending

As owner of CUSO Mortgage Corp., a Maine credit union-owned mortgage lending service, we can leverage the lending power of Maine's credit unions. For more information, call or stop in to see us today!

Visit CUSO Mortgage on their website here. Or, see a list of today's low rates.

Home Equity Loans

Financial relief is closer than you think. Cover a number of important costs when you use the equity in your home as collateral for a low–rate, lump sum loan.

Tap into the value of your home to access affordable funds in a simple lump sum.

You can put the funds toward just about anything including:

  • Home improvements

  • Debt consolidation

  • And more

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You work so hard for your home. We think you deserve a break. Let us put your home to work for you with an affordable Home Equity Loan from Casco Federal Credit Union.

Details

  • Turn the equity in your home into affordable funds for almost anything

  • Make home improvements

  • Consolidate debt

  • Take a vacation

  • And more!

  • Competitive rates

  • Flexible terms customized to you

  • The interest paid might be tax deductible*

  • Fast and easy application process

  • Personal, friendly service from start to finish

  • Local decisions made here in Cumberland County

Home Equity Lines of Credit

Home Equity Lines of Credit are also available! Can't decide whether a lump sum loan or line of credit is right for you? We can help. Simply contact us today.


*Consult a tax advisor.

Home Equity Lines of Credit (HELOC)

Easily access funds for ongoing projects or unplanned expenses. Our Home Equity Line of Credit lets you tap into the value of your home whenever you want — without reapplying.

Easily cover substantial costs as they arise and avoid unnecessary interest.

  • Convert your Home Equity into a Line of Credit that you can use for just about anything

  • Make home improvements

  • Take the kids on a vacation

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Once you're approved for our Home Equity Line of Credit, you won't need to reapply. And you'll only ever pay interest on the amount you use. Apply online today to receive a fast decision made here in Southern Maine.

Details

  • Turn the equity in your home into funds you can use on an ongoing basis

  • Education expenses

  • Major life events

  • Emergency reserve

  • And more!

  • No need to reapply once you're approved

  • Only pay interest on the amount you use

  • Competitive rates

  • Flexible terms customized to you

  • The interest paid might be tax deductible*

  • Fast and easy application process

  • Personal, friendly service from start to finish

  • Local decisions made here in Cumberland County

Home Equity Loans 

Home Equity Loans are also available! Can't decide whether a lump sum loan or line of credit is right for you? We can help — simply contact us today.


*Consult a tax advisor.

Home Improvement Loans

Whether you need to repair a leaky roof or want to update an old kitchen, we can help with low rates and convenient terms. Plus, the improvements you make put equity in your pocket.

Find financing for home improvement projects without breaking a sweat!

  • Fix it, build it, paint it, or pay someone to do it for you

  • An affordable way to finance your next home improvement project.

  • Easy to apply online

  • Receive a faster decision and get started on your project in no time

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Details

  • Improve your home affordably

  • Competitive rates

  • Flexible terms tailored to your situation

  • Easy application process

  • Personal, friendly service from start to finish

  • Fast decisions made here in Cumberland County

Home Fuel Loans

We know how rough the winters here can be. Let us help you forget. Keep the cold at bay with funds for bulk fuel purchases and stove installations.

Stay Warmer this Winter with Affordable Funds for Fuel and Stoves 

  • Get a competitive rate on up to $3,000 for a 12-month term*

  • Lenders based in Cumberland County

  • Receive the fast response you need and friendly service you deserve

  • We see you as a neighbor — not a number

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Don't let rising heating costs make you sweat. Save yourself some stress this winter — lock in lower prices when you buy fuel in bulk! A Casco FCU Home Fuel Loan can make it happen.

Details

  • Get cash to cover heating costs

  • Buy heating fuel, firewood, or wood pellets in bulk while prices are low

  • Install a wood, gas, or pellet stove

  • Borrow up to $3,000 for 12 months*

  • Competitive rates

  • Easy application process

  • Personal, friendly service from start to finish

  • Local decisions made here in Cumberland County


*Offer is subject to change at any time without notice. Member eligibility and creditworthiness required.